IVF Refund Program

Description:

  • Patient takes fertility medication to stimulate egg production
  • Patient undergoes egg retrieval
  • The eggs are fertilized with sperm to create embryos
  • The embryos are transferred into the patient’s uterus
  • Excess, good quality embryos may be frozen for future use
  • If pregnancy occurs, frozen embryos remain stored until birth
  • If pregnancy does not occur, the patient must undergo frozen/thawed embryo transfer until pregnancy occurs or until all frozen embryos are used
  • If pregnancy has still not occurred, the patient may undergo subsequent fresh and frozen/thawed embryo cycles up to a total of 6 cycles or until pregnancy has occurred.
  • If all cycles available under this program are exhausted and a pregnancy has not occurred, a full refund of the Laboratory and Physician Fees ($22,950) will be refunded to the patient.

Fees:

  • Administrative Fee (non refundable) – $3000
  • Facility Fees – $2,400 ($1,600 per retrieval and $800 per transfer)
  • Laboratory and Physician Fees – $22,950
  • ICSI, if needed – $1500 per cycle
  • Extended Culture – $500 per cycle
  • Assisted Hatching, if needed – Included
  • Anesthesia Fee – $400 per cycle
  • Medications – Varies
  • Embryo Cryopreservation Fee – Included
  • Cryopreserved Embryo Storage Fee (yearly) – $360

Disclaimer:

The laboratory fees, physician fees, and administrative fee does not include the following:

  • Medications
  • Anesthesia
  • Epididymal/testicular sperm extraction
  • Pre or post IVF anatomic and medical/ laboratory assessments, or necessary surgical corrections
  • Monitoring done at an outside facility
  • Embryo biopsy or pre-implantation genetic diagnosis (PGD/PGS)
  • Storage of embryos beyond the initial twelve month period
  • Donor services (sperm and/or egg)
  • Pregnancy lab work and monitoring

The above items will be necessary for some couples and not for others. Costs for these non-included procedures will be at Florida Fertility Institute’s customary fees.  Medication costs will vary depending on the amount required and where they are purchased.

To qualify for this program the patient must:

  1. Not have insurance for IVF
  2. Be 37 years of age or younger prior to her first IVF retrieval and must finish her last IVF retrieval by age 38
  3. Have a uterus capable of carrying a pregnancy to term (i.e. there cannot be significant pathology predisposing to poor implantation or miscarriage, unless corrected prior to treatment.)
  4. Have two intact ovaries without significant pathology
  5. Have a body mass index (BMI) less than 38
  6. Have a normal ovarian reserve evaluation
  7. Have a stimulated endometrial thickness greater than, or equal to, 7mm
  8. Not have a communicating hydrosalpinx (tube filled with fluid)
  9. Not have had more than one prior failed IVF Cycle
  10. Not have any medical condition predisposing to poor implantation or miscarriage
  11. Not have a history of recurrent pregnancy loss
  12. Not use tobacco, recreational drugs, or be on any potentially teratogenic medication
  13. This program is available to patients  who do not have insurance coverage for IVF.  The patient will not be able to file insurance for any of the services included in the program.
  14. If a patient voluntarily terminates a pregnancy for any reason other than a genetically chromosomally abnormal pregnancy, the contract will be considered fulfilled.  No monies will be refunded.  If a couple were to return for transfer of their cryopreserved embryos after a successful live birth, they would be charged at regular Florida Fertility Institute cryo IVF cycle rates.

*The physicians at the Florida Fertility Institute will have final discretion as to whether someone is accepted into the program or is released from the program.  A patient will be released from the program by Florida Fertility Institute’s physicians only if one of the qualifying criteria is no longer valid, i.e. if the female patient underwent a hysterectomy, or is deemed medically not suitable for carrying a pregnancy.  If a patient is released from the program of voluntarily leaves the program prior to completion of both fresh IVF transfers and any resulting cryopreserved embryo transfers, the program will not be considered fulfilled.  Therefore, fees up to the point of program discontinuation will be calculated on current Florida Fertility constomary fees. If the total of individual charges at the time of program discontinuation exceeds the initial IVF refund cost these charges will be waived, and if the total individual charges are less than the original fee the difference will be refunded. With the exception of the non-refundable Administration Fee.

Once accepted into the program, the patient must proceed with the transfer of her  IVF embryos.  If pregnancy does not result, then transfer of the resulting cryopreserved embryos from the first fresh cycle will follow.  If pregnancy still has not occurred following the transfer of all the resulting cryopreserved embryos, a second IVF cycle with transfer will occur.  If pregnancy does not occur following the fresh embryo transfer of the second cycle, then the transfer of all cryopreserved embryos from the second fresh donor egg IVF cycle occurs.

Embryo transfer guidelines:

If available, one or two embryos for both fresh and cryo IVF cycles would be transferred.  If a patient is not willing to have two embryos transferred, this would preclude participation in the program.  Once a patient has been approved for the program, they must start their first fresh egg IVF cycle within 90 days.

If a patient voluntarily terminates a pregnancy for any reason other than genetically chromosomally abnormal pregnancy, the contract will be considered fulfilled.  No monies will be refunded.  If a couple were to return for a transfer of their own cryopreserved embryos after a successful live birth, they would be charged at customary Florida Fertility Institute fees.

If the patient decides to discontinue the program at any time, partial refunds are available (prorated charges will be based on single cycle IVF fees).